Accept payments across every rail in East Africa.
One integration unlocks mobile money, card, bank transfer, and USSD acceptance for merchants, platforms, and SaaS products — with T+1 disbursement and unified reporting.
Every payment method. One integration.
Every major rail in East Africa, mapped to a single API surface — with the correct failover, reconciliation and reporting behaviour built in.
Mobile money
Accept payments from all major Tanzanian MNO wallets — M-Pesa, Airtel Money, Mixx, HaloPesa, AzamPesa — with a single checkout prompt.
Bank transfer
Instant and same-day transfers from CRDB, NMB, NBC, EXIM, and 15+ partner banks. Reconciled automatically.
Card payments
Visa and Mastercard acceptance with 3DS2 authentication and chargeback management.
USSD checkout
Reach customers without smartphones through a branded USSD payment flow — the same SDK as data-rail checkout.
Everything you need to accept payments.
Unified checkout
A single embeddable widget or hosted page adapts to the customer's preferred payment method in real time.
Split payments
Automatically disburse proceeds to multiple recipients — sellers, platform fees, tax reserves — at disbursement time.
T+1 disbursement
Funds reach your bank account the next business day. Express same-day disbursement available on request.
Webhooks & events
Every payment state change triggers a signed webhook (HMAC-SHA256). Build reliable fulfilment flows.
Refunds & disputes
Issue full or partial refunds via API or dashboard. Dispute evidence workflow built in.
Dashboard & reporting
Real-time revenue analytics, cohort reports, CSV/PDF exports for finance teams.
Disburse thousands of payouts in a single call.
When a ride completes, a parcel is delivered, or a sale closes on your marketplace, Ōgi Pay fires the disbursement automatically — splitting earnings, retaining fees, and paying out on every preferred rail without manual intervention.
- Rule-based split payments and fee retention
- Sub-accounts per merchant, seller or driver
- Bulk-disburse thousands of payouts in one API call
- Per-payout status webhook with reconciliation reference